PARTNERSHIP
Working with me means you have someone by your side
to guide you with all the skill, experience and commitment to make sure you understand financial concepts, and opportunities that are new to you.
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MONEY ISN’T THE ISSUE. It’s behavior and mindset that’s keeping you and money in a stressful relationship. FINANCIAL LITERACY ISN’T THE ISSUE. You can know all there is to know about money but if you haven’t transformed your behavior and mindset, the odds are you will never reach your financial potential.
The Financial Accountability Coaching Program is designed to:
FINANCIAL ACCOUNTABILITY COACHING
Interrupt disempowering behaviors and beliefs
Give you the tools you need to rebuild your relationship with money
Support you as you transform your money life.
HERE’S WHAT YOU CAN EXPECT
90 minute discovery meeting where we get clear on your financial goals and values, what your current financial picture looks like, and what current limitations or hurdles you are facing.
60 minute call to deliver your coaching plan, recommendations, and to establish commitment.
Coaching Relationship timeframe- 3/6/12 month packages available (Timeframes can vary as needed. We will discuss in FOCUS Consultation).
Weekly Coaching Sessions.
Every Coaching relationship is tailored to YOU, the client.
However here are possible components to Coaching Program design:
Address mindset and uncover financial behavioral patterns

Reset Your Relationship with Money

Establish new money paradigm

Engage in supportive online community ongoing

Emergency, Retirement and Goal savings

Big Purchase Planning (Weddings, Cars, Home, etc.)

Cash Flow and Spending Management

Debt Repayment (Credit Cards, Student Loans, etc.)

Investing your nest egg. (This includes your 401 (k)

Tax Planning (With Certified Tax Strategist)

Company Benefits Maximization

Estate Planning

Insurance Coverages

... AND MORE ...

ENGAGEMENT
TIME FRAME
One-on-one Coaching engagement time frame is based on the needs of the client.
Time frame will be agreed upon following Discovery Session and can be extended.
READ THEM ALL
INSURANCE COVERAGE
Without proper planning, a problem can become devastatingly clear at just the wrong time.
If you’re just starting to build
your insurance coverage we will
educate you first...
If your portfolio is a bit advanced, we’d love to work with your attorney, CPA or Investment Advisor to develop a risk management and asset protection plan. Key areas include life, health, disability, long-term care, and liability. We can also help you evaluate more advanced asset protection strategies through the proper titling of assets, and beneficiary designations.
We do the research to help you find the best insurance available for your needs
and guide you to implement the plan.
LIFE INSURANCE
Insurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship.
Some life insurance policies also provide tax-advantaged savings that you can draw on to achieve goals like buying a house or retiring comfortably.
We have access to a variety of insurance products that can help meet your financial security planning needs.
No matter your personal situation—if you’re single or in a family; a professional or a seasonal employee; an executive or small business owner—we will work together to design a customized plan.
LONG TERM CARE | DISABILITY INSURANCE
Income is important for both current financial obligations (e.g. grocery bills and mortgage payments) and for future financial security (e.g. planning for your children's education or for retirement).
Just think what might happen if you suddenly lost your income stream through a long-term illness or disability.
Long-term care and disability insurance products help protect your ability to earn an income
which can be affected if you are afflicted by a disability or other condition
CRITICAL ILLNESS INSURANCE
Suffering a critical illness is distressing for both you and your family. Help ease the burden through insurance that will reduce financial stresses and can complement disability and life insurance protection needs.
By helping pay for the additional expenses often associated with a critical illness or condition, insurance offers you, your family, and if applicable, your business, added financial security.
All of that is offered, so you can focus on recovery
HEALTH AND DENTAL
Depending on your situation, you may or may not be covered under an employer's group benefits plan, if not, we can help you choose a health and dental plan that can help cover out-of-pocket medical and dental expenses for you and your family.
These plans are designed to provide various levels of enhanced healthcare protection, depending on your needs and the stage of life you're in.
When designing your customized health an dental insurance package.
You can choose from array of services. Options include:
Medicare Supplement / Medicare Advantage
Major Medical
Hospital Indemnity
Health Savings Account
Prescription Drug Coverage
Health Savings Account

2. FINANCIAL PLANNING & ONLINE FINANCIAL VAULT
COMPREHENSIVE FINANCIAL PLANNING
Comprehensive financial planning involves the detailed review and analysis of all facets of your financial situation including cash flow analysis, retirement planning, risk management, investment management, tax management and estate planning.
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It is only through comprehensive analysis that your true financial condition can be determined and the proper plan can be recommended.
Any financial advisor or planner providing recommendations without addressing all of these aspects for you or your business will most likely result in unsuitable recommendations.
STEP 1
DEFINE YOUR OBJECTIVES
I will start by getting a clear understanding of your current financial situation; your objectives and goals.
Once defined, this will determine the specific strategies, tactics, and financial instruments required to address some of the specific components of a comprehensive financial plan such as...
The initial step in developing a well thought out financial plan is to first define your objectives
Retirement Planning
Funding Education
Estate Planning
Debt Reduction
Estate Planning
Protection of Assets and Income

STEP 2
ANALYZE YOUR PRESENT SITUATION
Analysis of your present situation will help determine whether or not you are on target to meet your objectives.
We take into account clearly defined objectives, concerns, risk tolerance and available resources. This process will uncover any existing shortfalls or surpluses.
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We then follow with a review of options and alternatives that will provide for the development of a more effective, accurate, and attainable comprehensive plan.
The initial step in developing a well thought out financial plan is to first define your objectives
STEP 3
DEVELOP YOUR PLAN
We then refine the options to develop a customized plan that best meets your needs as they relate to the components referenced above
Once we identify the options and strategies best suited to meet your goals we review the benefits and potential risks associated with each to provide you with a clear understanding of the differences associated with each plan.
STEP 4
IMPLEMENT YOUR STRATEGY
Once the investment strategy is defined, we walk through every step in the evaluation and slection of the financial institutions and the myriad of banking, insurance, and investment vehicles offered in today's market.
STEP 5
MONITOR YOUR RESULTS
We recognize that over time circumstances may change in such areas as work, marriage, education, health, and retirement, planning.
Additionally, economic conditions may require us to revisit the initial plan
For these reasons, regular consultations to discuss changes and make any needed adjustments to the plan are a must.
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Client meetings are conducted on regularly scheduled occurrences as well as on an as-needed basis. We provide continuous education for clients on applicable tax strategies, investment, alternatives and financial planning concepts via statements, portfolio performance, quarterly newsletters and other market information.
Long term financial success does not happen by accident nor will it happen on its own.
It requires customized planning and frequent review that only comes from the services of a competent and unconflicted advisory firm.
FINANCIAL VAULT - ONLINE ACCOUNT AND DOCUMENT STORAGE
Our clients receive access to a unique financial website, allowing them to better manage their entire financial picture, from budgeting to investment monitoring.
The ability to easily monitor all financial accounts in one secure place helps keeps clients on track with their comprehensive financial plan.
COMPONENTS
Net Worth - Monitor your entire portfolio, including employer retirement plans(401K - 403b), banking and credit card accounts, and real estate information
Investments - Consolidate your holdings into one comprehensive platform, allowing for analysis and performance tracking.
Budgeting - Create your own budget and track your spending with tools such as automatic expense categorization.
Personal Vault - Store copies of important documents, such as wills, passports and tax returns in one secure location.

​MEDICAL HEALTH INSURANCE
I have been serving seniors and Medicare beneficiaries for the last 16 years.
Since it can be so confusing
for Medicare eligibles, I don't think
I'll ever stop.
When you or your loved ones are approaching age 65, or become eligible for Medicare because of a disability, your health coverage world changes drastically. In addition, it seems like all of the Medicare Insurance companies magically appear in your inbox, your mailbox, your television and sometimes at your door.
Allow us to simplify the process and shut out the noise by:
Teaching you the A, B, C's of Medicare
Helping you choose coverage that fits your needs
Supporting you throughout the life of your coverage
Informing you to changes to your policy, or to Medicare
Providing you with Annual Review of Coverage

Not everyone is ready for a Financial Plan. You may just have questions about different investment strategies.
MAYBE YOU ALREADY HAVE A PLAN AND YOU ARE SEEKING A SECOND OPINION. WE ARE HERE FOR THAT.
Please visit www.greenwoodwm.com
for more information on working with
one of our fee-based Advisors.